Does FinoMantra store my bank details or OTPs?

No. FinoMantra does not store sensitive financial information such as bank passwords, OTPs or login credentials.

How does FinoMantra use cookies?

Cookies are used to analyze traffic, improve user experience and support affiliate tracking transparency.

Can I request deletion of my data?

Yes. Users may contact support@finomantra.com to request access, correction or deletion of personal information.

Does FinoMantra share my data with banks or NBFCs?

Only non-personal data may be shared for legitimate affiliate or analytics purposes. Sensitive data is never sold.

Privacy Policy for FinoMantra

Last Updated: February 25, 2026

At FinoMantra (accessible from https://finomantra.com), we value your privacy and are committed to protecting the personal information of our readers and visitors. This Privacy Policy outlines how we collect, use, store, and protect data in accordance with RBI guidelines, the Information Technology (IT) Act, and Indian financial regulations.

By using this website, you hereby consent to the practices described in this policy.

1. Information We Collect

FinoMantra collects information to provide better financial insights and a personalized user experience.

Personal Information: This includes your name, email address, and contact details provided voluntarily when you subscribe to our newsletter, leave a comment, or contact us.
Non-Personal & Log Data: We automatically collect browser type, device information, IP address, operating system, and date/time stamps. This helps us analyze trends and administer the site.
Financial Calculator Data: Data entered into our EMI or loan calculators is used for real-time results and is not stored on our servers unless explicitly stated for a saved profile.
Affiliate Tracking Data: We track clicks on affiliate links to manage commissions from our verified bank and NBFC partners. No sensitive bank login details are ever collected by us.

2. Cookies and Tracking Technologies

We use cookies and web beacons to enhance your experience. These technologies allow us to:

Personalize Content: Customize web page content based on your browser type.
Analyze Traffic: Monitor engagement metrics via tools like Google Analytics.
Support Partnerships: Ensure transparent reporting for our verified affiliate integrations.

Note: You can choose to disable cookies through your individual browser settings; however, some features of FinoMantra may not function optimally as a result.

3. Advertising Partners (Google AdSense & DART)

Google is a third-party vendor on our site. It uses cookies, known as DART cookies, to serve ads to our visitors based on their visit to finomantra.com and other sites on the internet. You may decline the use of DART cookies by visiting the Google Ad and Content Network Privacy Policy.

4. Use of Your Information

The information we collect is used strictly for the following:

To provide personalized content related to loans, credit cards, and CIBIL scores.
To communicate updates, newsletters, or financial insights.
To track affiliate link performance for transparency with our bank/NBFC partners.
To prevent fraud and enhance the technical security of our platform.

5. Data Security and Protection

FinoMantra implements industry-standard security measures to protect your data from unauthorized access, disclosure, or misuse.

No Sensitive Storage: We do not store sensitive financial data (like bank passwords or OTPs) on our servers.
Compliance: We adhere to RBI-compliant security practices for all third-party and affiliate integrations.
User Caution: We encourage readers to avoid sharing sensitive financial details in public comment sections.

6. Third-Party Services and Affiliates

We may share non-personal data with third-party service providers, banks, and NBFCs solely for legitimate business purposes.

Disclosure: Affiliate links are clearly disclosed. Commissions earned do not affect the financial products or interest rates you receive.
External Sites: FinoMantra is not responsible for the privacy practices of third-party websites. We encourage you to review their policies before providing information on their platforms.

7. Your Data Protection Rights

Under Indian financial regulations and global standards, you have the right to:

Access: Request copies of your personal data.
Rectification: Request that we correct inaccurate or incomplete information.
Erasure: Request that we delete your personal data under certain conditions.

8. Changes to This Policy

FinoMantra reserves the right to update or revise this Privacy Policy at any time. Any changes will be updated on this page with a revised "Last Updated" date.

9. Contact Us

For questions regarding this Privacy Policy or your personal data, please reach out to us:

Email: support@finomantra.com
Website: https://finomantra.com