Privacy Policy

At Fino Mantra, we value your privacy and are committed to protecting the personal information of our readers, users, and visitors. This Privacy Policy outlines how we collect, use, store, and protect data in accordance with RBI guidelines, Indian financial regulations, and best practices for responsible finance websites. By using this website, you agree to the practices described here.

Information We Collect

Fino Mantra may collect the following types of information from visitors:

• Personal Information: Name, email address, and contact details provided voluntarily through forms or subscriptions.
• Non-Personal Information: Browser type, device information, IP address, and pages visited on the website.
• Affiliate Data: Clicks on affiliate links for tracking commissions. No sensitive financial information is collected without explicit consent.

Use of Collected Information

The information collected is used strictly for the following purposes:

• To provide a better user experience and personalized content related to loans, credit cards, CIBIL scores, and personal finance.
• To communicate updates, newsletters, or financial insights if the user subscribes.
• To track affiliate link performance and ensure transparent reporting for our partnerships with banks and NBFCs.
• To analyze website traffic, improve usability, and enhance security.

Cookies and Tracking Technologies

Fino Mantra uses cookies, pixels, and similar tracking technologies to:

• Enhance site navigation and user experience.
• Analyze traffic patterns and monitor engagement metrics.
• Support affiliate tracking for verified bank and NBFC partnerships.

Users can disable cookies in their browser settings; however, some features of the site may not function properly without cookies.

Protection of Personal Information

We implement industry-standard security measures to protect personal data from unauthorized access, disclosure, or misuse. Sensitive information such as financial data is never stored on our servers without explicit user consent. Fino Mantra adheres to RBI-compliant security practices for all affiliate and tracking integrations.

Third-Party Services and Affiliates

We may share non-personal data with third-party service providers, banks, and NBFCs solely for legitimate business and affiliate purposes. Affiliate links are clearly disclosed, and commissions earned do not affect the services you receive. Fino Mantra is not responsible for the privacy practices of third-party websites. We encourage readers to review their privacy policies before providing any information.

Compliance with Regulations

This website operates in accordance with RBI guidelines, the IT Act, and Indian financial regulations. We are committed to promoting responsible finance, data security, and transparency in all communications. All data collection, usage, and sharing are done with compliance and ethical standards.

Changes to This Privacy Policy

Fino Mantra reserves the right to update, modify, or revise this Privacy Policy at any time. All updates will be posted on this page with a clear “Last Updated” date. Users are encouraged to review this page periodically to stay informed about how their data is being protected.

Contact Us

For questions or concerns regarding this Privacy Policy or your personal information, please contact us at: kumar56satyam@gmail.com.

Last updated: January 2026