Welcome to Fino Mantra. The content on this website is provided for educational, informational, and research purposes only. Our goal is to help readers understand personal finance, loans, credit cards, CIBIL scores, EMI calculations, and related financial topics. It is not intended as financial, investment, or legal advice, and should not be used as a substitute for consultation with a qualified professional or institution.
We strive to provide accurate, reliable, and up-to-date information regarding financial products and services offered by banks and NBFCs. However, financial regulations, interest rates, terms, and policies can change frequently. Readers are strongly advised to verify all information directly with the relevant banks, NBFCs, or official websites before making any financial decisions.
Some links on Fino Mantra are affiliate links. This means that if you click on these links and successfully apply for a financial product, we may earn a commission at no additional cost to you. We only partner with verified banks and NBFCs to maintain transparency and compliance. These partnerships allow us to keep providing free, high-quality financial content to our readers.
Approval for loans, credit cards, or other financial products is entirely at the discretion of the issuing bank or NBFC. Fino Mantra does not guarantee approval, specific interest rates, loan amounts, or repayment terms. All applications are evaluated by the respective institutions as per their internal policies and guidelines.
By using this website, you agree that Fino Mantra, its owners, employees, and contributors shall not be liable for any financial or legal consequences arising from decisions made based on the information provided here. This includes, but is not limited to, loan approvals, credit card issuance, repayment decisions, or any other financial actions. Readers are encouraged to consult a licensed financial advisor or the respective bank/NBFC for official guidance.
All content on Fino Mantra is developed in accordance with RBI guidelines, Indian financial regulations, and responsible lending practices. We do not provide misleading claims, false guarantees, or unverified financial advice. Our mission is to promote financial literacy, responsible borrowing, and informed decision-making.
Fino Mantra may include links to third-party websites, banks, NBFCs, or financial platforms. These links are provided for convenience and educational purposes only. Fino Mantra does not control and is not responsible for the accuracy, content, or policies of external websites. Clicking on such links is done at the reader’s own discretion.
While we make every effort to ensure website security, we cannot guarantee complete protection against unauthorized access or data breaches. Readers should exercise caution and avoid sharing sensitive financial information through unsecured channels.
All financial decisions involve risks. Before applying for any financial product, it is recommended to consult a licensed financial advisor, bank representative, or NBFC official. Fino Mantra’s content is intended to educate and inform, not replace professional advice.
Fino Mantra reserves the right to update, revise, or remove content at any time without prior notice. Readers are encouraged to check this disclaimer periodically to stay informed of changes.
Last updated: January 2026